1. Add qualifying assets
Enter cash and savings, the weight of gold and silver, and the value of business assets included in your calculation.
Financial Obligations & Jurisprudence
Free Zakat Calculator for Cash, Gold & Silver
Estimate Zakat on qualifying cash, gold, silver, and business assets using transparent Nisab price references and a clear 2.5% calculation.
Assets
Enter the assets and short-term debts included in your calculation.
"Purify your wealth with the third pillar"
Awaiting Computation
Input your assets on the left to generate a comprehensive Zakat audit.
Jurisprudence Rules Followed (Methodology)
- Calculation Rate
- Standard 2.5% rate applied to net qualifying wealth over a full lunar year (Hawl).
- Nisab Thresholds
- Calculated as the market value of 85g of Gold or 595g of Silver.USD 146.00/g Gold | 1.60/g Silver
- Asset Inventory
- Includes cash, gold, silver, business merchandise, and liquid investments.
- Debt Deduction
- Immediate personal liabilities and business debts are deducted from the gross asset pool.
- Eligibility Audit
- System automatically checks if net assets meet the chosen Nisab threshold before calculating due amount.
- Recipients (Asnaf)
- Based on the eight categories defined in Surah At-Tawbah (9:60).
Financial Obligations & Jurisprudence
Jurisprudence & Method
Conditions of Obligation
Nisab Threshold
Possession of wealth equivalent to 85g of pure gold or 595g of silver.
Hawl (Lunar Year)
Possession of this wealth for one full lunar year (approx. 354 days).
Full Ownership
Wealth must be accessible and free from immediate, due debts.
Calculation Steps
1
Asset Inventory
Sum all cash, bank balances, savings gold, stocks, and trade goods.
2
Deduct Liabilities & Check Nisab
Subtract immediate debts and essential living expenses, then compare net assets against the current 85g gold nisab.
3
Apply Rate
If eligible, calculate 2.5% of net assets (Total / 40).
Illustrative Example
"With 100,000 DH in assets and 20,000 DH in debts, your net is 80,000 DH. Since this exceeds Nisab, your Zakat is 80,000 / 40 = 2,000 DH."
Practical guide
How to calculate Zakat
Use this free Zakat calculator to estimate Zakat on cash, savings, gold, silver, and business assets. Enter qualifying wealth, deduct immediate debts, then review whether your net assets meet Nisab before applying the standard 2.5% calculation.
Three steps to estimate your Zakat
2. Deduct immediate debts
Subtract liabilities that are due now. Treatment of debts can vary by circumstance and school of thought.
3. Check Nisab and calculate
The tool compares net assets with the configured value of 85g of gold and 595g of silver, uses the lower threshold, and estimates 2.5% when the conditions are met.
Zakat calculator questions
What is Nisab?
Nisab is the minimum level of qualifying wealth at which Zakat becomes due. This calculator shows the value of 85g of gold and 595g of silver in your selected currency.
How much Zakat do I pay?
A common calculation is 2.5%, or one fortieth, of qualifying net assets once they meet Nisab and have been held for one lunar year (hawl).
Does Zakat apply to personal gold jewellery?
Scholarly views can differ depending on the school of thought, the intended use of the jewellery, and local guidance. Consult a qualified scholar for a ruling tailored to your situation.
Is this calculator a fatwa?
No. It performs an estimate from the figures you enter and the configured Nisab prices. Review the assumptions and seek qualified guidance for circumstances not covered by the form.
Nisab prices can change. Confirm that your qualifying wealth has completed a lunar year (hawl), and verify the price source and methodology with your local scholar or Zakat organisation before making a payment.